Our Financial Planning Process

Working with the right advisor can plan an extremely important role in you and your family’s financial journey. That’s why we have worked tirelessly to develop a business model than optimizes our independence as an RIA, to objectively and effectively service our client’s wealth management needs. Independence, although imperative to our model, is not everything. We knew the icing on the cake for our client experience was going to be our philosophy – that’s when we created the Loop

It’s no secret that in every person/family’s life cycle, there are typically a handful of professionals, each responsible for their own piece of a comprehensive planning puzzle. It’s our belief that all avenues of everyone’s financial life are intermingled and in most cases, reliant on one another. Conversely, we’ve found that the professionals who perform these services for the public seldom have any affiliation, communication or close contact with one another! Crazy isn’t it? After years of witnessing the fallout from this industry disconnect, our solution was to expand our in-house services to encompass all quadrants of our client’s financial lives. By keeping all, or most of your financial lives under one roof, it unleashes us as advisors to stay in “the loop” and do what we do best: optimize your client experience.

• Attend/Collaborate Attorneys and Accountants

• Full Report Generation
• Live Account Connection Capabilities
• User Vault for Unlimited Cloud Document Storage

• Commission Free Stock Trading
• No-Transaction Fee Mutual Fund Trading
• Low to No Expense Ratio Allocations

• SEP IRA
• SIMPLE IRA
• Keough
• 401(k)
• Solo 401(k)

• Concentrated Stock Strategies
• Stock Option Review/Strategies
• Net Unrealized Appreciation Strategies
• ESOPs

• Will
• Power of Attorney
• Power of Appointment
• Inter-Vivos Trust Formation
• Irrevocable Trust Formation
• Special Needs Trusts

Toomey Investment Management Inc. is a 6 time recipient of Connecticut Magazine’s Five Star Wealth Manager award* and has also appeared in Forbes Magazine.

This isn’t about cutting to the chase. The first step to building long standing relationships starts with trust. Our process depends on getting to know you, your family, and what you’re looking to achieve.

After taking a look at your current financial/insurance, statements, legal documents, tax filings, etc. we apply all available resources and cash flows to your long term goals. The scope of this analyzation will vary greatly case by case.

We translate an often complicated plan in terms that make sense to you. When clients partner with us, the primary focus is to make your life easier and grant you peace of mind.

Once you decide to move forward, we begin implementing the plan and initiating the onboarding process. It is imperative that clients take full advantage of the technology solutions offered to ensure constant transparency.

Traditional firms have annual assessments – we don’t think that’s good enough. Our model is fee based, and that means we are always on retainer. If you want to book an appointment, a call/zoom meeting, we are always here.

We are a multi-generational family business and we’re not going anywhere. We aren’t one of a few hundred “advisors” at a multinational corporation that know you as a file number. When a life event occurs (and it usually does) the same advisor you partnered with will be there to talk. We are your personal financial manager that insists on knowing you personally.